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Choosing the right debt counsellor is critical. Since debt review is regulated by the National Credit Act, only registered professionals may legally provide this service. Here is how to choose correctly. 1. Verify NCR registration Read more
A clearance certificate is one of the most important milestones in debt review. It officially confirms that you have completed the process. What is a clearance certificate? A clearance certificate (Form 19) is issued by Read more
One of the most searched questions about debt review is how long it lasts. The answer depends on your specific financial situation. Debt review continues until all included debts are paid off. Average timeframes Most Read more
A common question is whether you can finance a vehicle while under debt review. The short answer is no, but the full explanation is important. Debt review restricts access to new credit while the process Read more
Missing a payment while under debt review can feel stressful. Many people worry that everything will collapse immediately. The truth is more structured and depends on how quickly you act. Debt review is regulated by Read more
When searching online for help with debt, two common terms appear: debt review and debt consolidation. Although they sound similar, they are very different solutions. Understanding the difference can prevent costly mistakes. What is debt Read more
One of the biggest challenges with debt is interest. Many consumers feel like they are paying every month, but their balances do not decrease. Debt counselling exists to help consumers who are struggling with this Read more
Debt review is often misunderstood. Some people think it is a last resort. Others believe it means financial failure. In reality, many South Africans choose debt review for practical, responsible reasons. Debt review is a Read more
Many consumers ask whether debt counselling is a good idea or whether it will make their situation worse. The answer depends on your circumstances, but understanding the facts helps remove unnecessary fear. This article looks Read more
One of the most searched questions online is the difference between debt counselling and debt review. While the terms are closely linked, they do not mean exactly the same thing. Understanding the difference can help Read more